Auto Insurance
Coverage That Keeps You Moving Forward
From quick commutes to weekend road trips, your car is a daily essential—and it deserves reliable protection.
Auto insurance helps cover damage, injuries, and liability if you’re involved in an accident. We’ll help you find the right policy for your lifestyle, so you can
drive with confidence every mile.
Auto insurance covers damage to your car, injuries from accidents & liability for others involved.
In most states, it’s legally required to carry a minimum amount of liability coverage.
The right policy can help you avoid out-of-pocket costs after collisions, theft, or weather damage.
Coverage options include liability, collision, comprehensive, uninsured motorist & medical payments.
Understanding Your Auto Insurance Options
Auto insurance is designed to protect you financially if you’re involved in a crash, your vehicle is damaged, or you’re held liable for injuries or property damage. Policies can be customized to include coverage for your car, your passengers, and other drivers on the road.
Liability coverage handles injuries or damages you cause to others. Collision coverage pays to repair or replace your car if it's damaged in an accident. Comprehensive coverage protects against non-collision events like theft, fire, or fallen tree branches.
Optional add-ons like roadside assistance, rental reimbursement & gap coverage can enhance your protection. We’ll guide you through the choices to help you find coverage that truly fits.
$5,314
The average cost of an auto insurance claim is $5,314
Source: Insurance Information Institute
6 seconds
Every 6 seconds, a car accident occurs in the U.S.
National Highway Traffic Safety Administration
1 in 8
Roughly 1 in 8 drivers is uninsured nationwide
Source: Insurance Research Council
Frequently Asked Questions
Your Questions About Auto Insurance
Auto insurance can be confusing—here’s what drivers need to know:
What does auto insurance cover?
A standard policy may include liability, collision, comprehensive, uninsured/underinsured motorist & medical payments coverage. Each type addresses different risks, from accidents to natural disasters. We’ll help you understand what you’re covered for and what you may want to add.
Is auto insurance required by law?
Yes, most states require drivers to carry minimum liability coverage. The amount varies by location, but driving without insurance can lead to fines, license suspension, or legal issues. It’s important to maintain active coverage at all times.
What affects my auto insurance premium?
Premiums are based on several factors, including your driving history, vehicle type, location, credit score, and coverage limits. Safe drivers with clean records typically pay less. We’ll review all the variables to help you find the best rate available.
What is the difference between collision & comprehensive coverage?
Collision pays for damage to your car caused by a crash, regardless of who’s at fault. Comprehensive covers events like theft, vandalism, animal damage & weather-related incidents. Together, they provide full physical protection for your vehicle.
Can I insure more than one vehicle on the same policy?
Yes, multi-vehicle policies are common and often come with discounts. If you have multiple cars or drivers in the household, bundling them under one policy can save money and simplify billing.
