Protect Your Business with Coverage That Works for You

Comprehensive Commercial Insurance Solutions

Running a business comes with risks, challenges & opportunities. The right insurance coverage helps you stay protected, prepared & focused on growth. We offer customized commercial policies designed to meet the unique needs of businesses across North Tonawanda & beyond.


Whether you’re looking for property protection, liability coverage, or workers’ compensation, we provide tailored solutions that give you peace of mind. Explore our core commercial insurance options below.

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Business Owners Policy (BOP)

A Business Owners Policy (BOP) combines property, liability & business interruption insurance into one cost-effective package. This policy is perfect for small & mid-sized businesses, offering essential protection against property damage, lawsuits & lost income due to unforeseen events. With a BOP, you get customized coverage that grows with your business.

Commercial Property Insurance

Your business property is a major investment—protecting it is essential. Commercial property insurance covers buildings, equipment & inventory against damage from fire, storms, theft & vandalism. Whether you own or lease your workspace, this coverage ensures that your assets stay protected so your business can continue operating smoothly.

General Liability Insurance

Accidents happen, and when they do, general liability insurance helps protect your business from costly claims. Whether it’s customer injuries, property damage, or legal expenses, this coverage provides financial protection & legal support. If your business interacts with clients, vendors, or the public, liability coverage is a must.

Workers’ Compensation

Your employees are your greatest asset—keeping them protected matters. Workers’ compensation insurance provides coverage for workplace injuries, medical expenses & lost wages, ensuring your team gets the care they need while protecting your business from lawsuits. If you have employees, this coverage isn’t just smart—it’s required.

Additional Commercial Insurance Options

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Commercial Auto Insurance

Covers company vehicles & employees on the road, ensuring protection from accidents, liability claims & vehicle damage.

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Garage Insurance

Ideal for auto repair shops, dealerships & service stations, offering protection for vehicles, property & customer liabilities.

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Specialty Insurance

Tailored coverage for niche businesses that require custom solutions for unique risks & industries.

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Contractors Insurance

Essential for builders, electricians & tradespeople, providing liability coverage & protection for tools, materials & job sites.

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Restaurant Insurance

Protects restaurants, bars & catering businesses from property damage, liability claims & business interruptions.

Protect Your Business, Elevate Your Success

Every business is unique, and your insurance should be too. At Peters Insurance, we understand the intricacies of commercial coverage and are committed to providing solutions that protect your enterprise comprehensively. Partner with us and experience personalized service that prioritizes your business’s growth and security.

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